For banks that don't have a comprehensive CRE risk management progam.  This product develops a systematic overview of the CRE process at subject institution and develops a framework for comprehensive risk management.  The following areas are addressed in the risk management framework:

     -- Board and Management Oversight
     -- Strategic planning
     -- Policies, Procedures, and Limits
     -- Capital Planning
     -- Portfolio Management
     -- Portfolio Stress Testing
     -- Market Analysis
     -- Contingency Planning
     -- Credit Underwriting Standards and Product Pricing
     -- Credit Risk Review Function
     -- MIS
     -- Regulatory Reporting
     -- Allowance for Loss Losses and Reserve Planning
     -- Internal controls and audit
     -- Site visits, inspection and procedures for construciton lending

The end product is a written document that provides a complete understanding of the bank's exposure and risk management over its CRE concentration.  The product is meant to address all of the elements outlined in recent regulatory guidance on CRE concentrations.